Ödeme DNA'sı

Mağazanızın Bir Ödeme DNA'sı Var. Zyrix Onu Okur

İşlemlerinizi analiz ettikten sonra Zyrix, ödeme desenlerinizin benzersiz bir davranış profilini oluşturur — ve bunu tahmin, optimizasyon ve korumada kullanır

Best hour: 8 PMTop card: VisaRisk: LowRecovery: 23%4 providers
🧬 Ödeme DNA Profili
18 ayda 47,234 işlem analiz edildi
📊İşlem Desenleri
Peak hours8 PM - 11 PM (43% of daily volume)
Peak daysThursday + Friday (35% of weekly)
Avg amount₺847 (trending up 8% QoQ)
SeasonalityStrong Q4 (+45%), weak Q2 (-12%)
Pay-day effect+22% on 1st and 15th of month
🧬Müşteri Genomu
Customer mix62% returning, 38% new
Top segmentWomen 25-34, mobile, evening shoppers
LTV leadersInstagram ads customers (₺4,200 LTV)
Churn risk12% of active customers (AI predicted)
COD preference8% (declining — was 22% last year)
🔄Sağlayıcı Yakınlığı
Best overallHyperPay (97.1% approval)
Best for madaMoyasar (98.3% approval)
Best internationalStripe (94.8% approval)
Worst matchTap (89.7% — avoid for SA)
Cost-optimal mix60% HyperPay + 25% Moyasar + 15% Stripe
🛡️Risk Profili
Fraud rate0.025% (industry: 0.8%)
Chargeback0.15% (industry: 0.6%)
Decline rate3.3% (industry: 11.8%)
Risk categoryVERY LOW
Vulnerable toCard testing attacks (2/month)
🔮Yapay Zekâ Tahminleri (Sonraki 30 Gün)
Revenue forecast₺2,600,000 (±8%)
Best growth leverEnable Apple Pay (+₺72K)
Biggest riskAl Rajhi BIN decline trend
Recommended actionAdd Moyasar fallback for 4319xx

DNA'nız vs Sektör Ortalaması

GenSizSektörKarar
Peak Hour ActivityConcentrated (8-11 PM)Distributed⚠️ Risk (dependency)
Customer Loyalty62% return45% return🏆 Strong
Mobile vs Desktop78 / 2255 / 45🏆 Mobile-first
Payment Method Mix4 methods2.3 methods🏆 Diverse
Provider Diversity3 providers1.5 providers🏆 Resilient
Fraud Resilience0.025%0.8%🏆 Excellent
Recovery Rate23%8%🏆 Top 5%
Seasonality Impact±45% swing±20% swing⚠️ Volatile
International Revenue12%5%🏆 Expanding

DNA Evrimi (12 ay)

Q1Q2Q3Q4
Mobile45%58%68%78%📈
Return %34%42%54%62%📈
Providers1234📈
Fraud0.8%0.4%0.1%0.025%📈
Avg Order₺520₺640₺750₺847📈
Zyrix — Ödemeler İçin İşletim Sistemi