AI Brain
The AI That Thinks Like a Payment Expert
Zyrix AI processes 50+ signals in under 10ms to predict, route, protect, and recover every transaction
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Zyrix AI
π§Routing
π‘οΈFraud Detection
πRecovery
π°Optimization
Four Models, One Brain
π§Routing Intelligence
For this SA Visa card at 2:30 PM, HyperPay has 97.2% predicted approval vs Stripe at 91.4% β routing to HyperPay
Accuracy94.7%
Decision time< 8ms
Providers evaluated5 simultaneously
π‘οΈFraud Shield
Risk Score: 12/100 β Low Risk
Signals analyzed
- β Device fingerprint: Known
- β IP geolocation: Riyadh, SA
- β Card BIN: Al Rajhi Bank
- β Purchase velocity: Normal
- β Email reputation: 8 years old
- β Behavior pattern: Consistent
False positive rate< 0.1%
Fraud caught99.7%
πRecovery AI
Payment declined by Bank A. AI recovery plan:
Recovery plan
- Retry via Moyasar (96% success predicted)
- If fails β payment link via WhatsApp
- If no response β email after 2 hours
- If no response β SMS with 5% discount
Recovery rate23%
Avg recovery time4.2 hours
Revenue recovered$45K/mo
π°Cost Optimizer
Before Zyrix AI2.9%
After Zyrix AI2.1%
How
- βΈ Routes to cheapest viable provider
- βΈ Avoids unnecessary 3D Secure
- βΈ Batches micro-transactions
- βΈ Optimizes currency conversion
- βΈ Negotiates volume discounts
Avg savings28% reduction
Total saved across network$2.4M/mo