AI Brain

The AI That Thinks Like a Payment Expert

Zyrix AI processes 50+ signals in under 10ms to predict, route, protect, and recover every transaction

🧠
Zyrix AI
🧭Routing
πŸ›‘οΈFraud Detection
πŸ”„Recovery
πŸ’°Optimization

Four Models, One Brain

🧭Routing Intelligence

For this SA Visa card at 2:30 PM, HyperPay has 97.2% predicted approval vs Stripe at 91.4% β€” routing to HyperPay

Accuracy94.7%
Decision time< 8ms
Providers evaluated5 simultaneously
πŸ›‘οΈFraud Shield
Risk Score: 12/100 β€” Low Risk
Signals analyzed
  • βœ“ Device fingerprint: Known
  • βœ“ IP geolocation: Riyadh, SA
  • βœ“ Card BIN: Al Rajhi Bank
  • βœ“ Purchase velocity: Normal
  • βœ“ Email reputation: 8 years old
  • βœ“ Behavior pattern: Consistent
False positive rate< 0.1%
Fraud caught99.7%
πŸ”„Recovery AI
Payment declined by Bank A. AI recovery plan:
Recovery plan
  1. Retry via Moyasar (96% success predicted)
  2. If fails β†’ payment link via WhatsApp
  3. If no response β†’ email after 2 hours
  4. If no response β†’ SMS with 5% discount
Recovery rate23%
Avg recovery time4.2 hours
Revenue recovered$45K/mo
πŸ’°Cost Optimizer
Before Zyrix AI2.9%
After Zyrix AI2.1%
How
  • β–Έ Routes to cheapest viable provider
  • β–Έ Avoids unnecessary 3D Secure
  • β–Έ Batches micro-transactions
  • β–Έ Optimizes currency conversion
  • β–Έ Negotiates volume discounts
Avg savings28% reduction
Total saved across network$2.4M/mo
Live AI DecisionsLive
14:32:01πŸ‡ΈπŸ‡¦ SAβ†’ HyperPayβœ…750 SARβ€œBest for mada”
14:32:00πŸ‡¦πŸ‡ͺ AEβ†’ Tapβœ…120 AEDβ€œLowest latency”
14:31:59πŸ‡ΉπŸ‡· TRβ†’ Stripeβœ…450 TRYβ€œOnly intl cards”
14:31:58πŸ‡ͺπŸ‡¬ EGβ†’ Paymobβœ…1200 EGPβ€œLocal preference”
14:31:57πŸ‡°πŸ‡Ό KWβ†’ MyFatoorahβœ…80 KWDβ€œKNET required”
14:31:56πŸ‡ΈπŸ‡¦ SAβ†’ Moyasarβœ…2100 SARβ€œVolume discount”
14:31:55πŸ‡¦πŸ‡ͺ AEβ†’ HyperPayπŸ”„350 AEDβ€œRetry via Tap”
14:31:54πŸ‡ΈπŸ‡¦ SAβ†’ HyperPayπŸ›‘οΈβ€”β€œFraud score: 89”

Every Transaction Makes Every Merchant Smarter

10,000
Your Store
tx/mo
⇄
50,000,000
The Network
tx/mo
Your AI learns from your dataΒ·The network learns from everyone's data

Even a brand-new merchant gets the intelligence of 50M transactions

Zyrix β€” The Payment Operating System