AI Recovery
Every Declined Payment Is a Second Chance
Zyrix AI designs a personalized recovery journey for every failed transaction. 23% average recovery rate. Fully automated
β DECLINEDβπ€ AIββ
RECOVERED βΊ750 saved
The Recovery Journey
π€AI Analysis β why did it fail?
Wait & RetryRecovery rate: 34%
β± Wait 4 hours
π Retry same provider
π± WhatsApp: "Complete your order"
π§ Email with payment link
π¬ SMS with 5% discount
β
RECOVERED
Recovery Channels
πSmart Retry
Retry via a different provider instantly
Recovery28%
π±WhatsApp
Direct message with payment link β 72% open rate in MENA
Recovery31%
π§Email
Branded email with payment link and order summary
Recovery18%
π¬SMS
Short message with link β works without an internet app
Recovery15%
πApple / Google Pay
Offer wallet payment as alternative β 1-tap to pay
Recovery22%
πPayment Link
Shareable link that works on any device
Recovery25%
π¦Bank Transfer
Offer direct bank transfer as fallback for large amounts
Recovery12%
πΈBNPL
Offer Tabby or Tamara installments
Recovery35%
πIncentive
Auto-apply small discount or free shipping to convert
Recovery27%
Recovery StoryOrder #ORD-78234
π³
14:30Payment attempt: βΊ1,240 via Visa
Declined: "Do not honor" (bank response)
π€
14:30AI Analysis: insufficient funds likely
Journey A selected (Wait & Retry)
π
14:31Instant retry via Moyasar
Same decline reason
π±
18:30WhatsApp sent + payment link
"Hi Ahmed, your order is waitingβ¦"
π
18:32Ahmed clicks link, tries Apple Pay
βΊ1,240 recovered β
π¦
18:33Order confirmed, shipping initiated
4h 3m
Total recovery time
βΊ1,240
Revenue saved
WhatsApp β Apple Pay
Recovery method
Recovery AnalyticsΒ· Last 30 days
4,823
Total declines
4,823 (100%)
Recovery attempts
1,109 (23%)
Successfully recovered
$187,400
Revenue recovered
By channel
Smart Retry442 Β· $74,200
WhatsApp287 Β· $48,300
Payment Link198 Β· $33,400
Apple/Google Pay112 Β· $18,800
Email48 Β· $8,100
SMS22 Β· $4,600
Calculate Your Recovery Potential
Monthly declines1,200
Recoverable (23%)276
Revenue recovered / monthβΊ234,600
Annual recoveryβΊ2,815,200
π° βΊ234,600 β You're leaving this on the table every month without AI Recovery