Commerce Graph

The Knowledge Graph That Knows How Your Customers Pay

Product × Customer × Time × Location → the perfect payment experience. Built from billions of data points across the Zyrix network

Commerce Graph

🛍️
Product
₺1,200
🧑
Segment
Young · Mobile
Best method
🍎 Apple Pay
89% convert
💼
Segment
Business · Desktop
Best method
🏦 Bank Transfer
76% convert
💡 Insight

For Product A, young mobile users convert 89% with Apple Pay but only 34% with bank transfer. Business desktop users convert 76% with bank transfer but only 45% with Apple Pay. Show different checkout experiences to each

Data Dimensions

📦Product
Category
Price range
Margin
Return rate
Seasonality
Fraud exposure
👥Customer
Segment (age, type)
Device preference
Location
Purchase frequency
Preferred method
Average spend
🕐Time
Hour of day
Day of week
Season
Holiday
Pay-day cycle
Flash sale
🔗Context
Referral source
Cart composition
Discount applied
Shipping method
First vs repeat
Gift vs self
Commerce Graph Output
Show Apple Pay first to this customer, for this product, at this time

Commerce Graph in Action

📱Electronics Store

iPhone cases (₺200) — students, mobile, night

Best:Apple Pay (91% conversion)
Worst:Bank Transfer (12% conversion)
Show Apple Pay prominently, hide bank transfer
👜Luxury Fashion

Designer bags (₺5,000) — women 30-45, desktop, daytime

Best:BNPL/Tabby (67% conversion, +45% avg order)
Worst:Card installments (52% conversion)
Show BNPL first with installment calculator
💼SaaS Subscription

Annual plan (₺12,000) — businesses, desktop, weekdays

Best:Bank transfer/invoice (78% conversion)
Worst:Apple Pay (23% — amount too high)
Show invoice option with net-30 terms
Zyrix — The Payment Operating System