Embedded Finance

Every Financial Service. One Platform. Zero Integrations

Wallets, escrow, split payments, BNPL, payouts, subscriptions — all built into Zyrix. Your merchants never need another financial tool

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Zyrix

Financial Services Suite

💰Zyrix Wallet

Digital wallet for merchants and customers. Store funds, instant payouts, peer-to-peer

Balance: Real-time
Top-up: Card / Bank
Withdraw: Instant
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🔒Zyrix Escrow

Hold funds until delivery confirmed. Perfect for marketplaces, freelance, and high-value trades

Release: Manual or auto (on delivery)
Dispute: Built-in refund flow
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💳Zyrix BNPL

Buy Now, Pay Later built into your checkout. Partner with Tabby/Tamara or use Zyrix's own BNPL engine

Plans: 3 / 6 / 12 months
0% interest option
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✂️Zyrix Split

Split a payment between multiple parties instantly. Vendor splits, commission deductions, tax withholding

Rules: percentage or fixed
Instant at payment time
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📤Zyrix Payouts

Send money to vendors, suppliers, or employees. Bank transfer, wallet, or instant payout

Batch payouts: 1000+ recipients
Bank / wallet / instant
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🔄Zyrix Subscriptions

Recurring billing with smart retry, dunning, and automatic card updater

Proration, plan changes
Usage-based billing
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🏛️Zyrix Commission

Automated commission calculation and distribution. Platform fees, affiliate payouts, agent commissions

Platform fees, affiliate payouts
Real-time tracking & reporting
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📊Zyrix Treasury

Cash management for merchants. Multi-currency balances, auto-conversion at optimal rates, yield on idle funds

Multi-currency balances
Yield on idle funds
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Marketplace Example: Fashion Marketplace

Customer buys a dress for ₺1,000
Customer pays
₺1,000
⚙️ Zyrix Split Engine₺1,000 incoming
Vendor (dress maker)₺70070%Vendor wallet
Platform commission₺15015%Platform
Zyrix processing fee₺252.5%Zyrix
Tax withholding (KDV)₺10810.8%Tax reserve
Delivery insurance₺171.7%Insurance
All splits happen instantly at payment time. No manual calculation. No delays. No errors
↩️ If the customer returns the dress, all splits reverse automatically. Everyone refunded

Buy Now, Pay Later

Regional BNPL providers
🇸🇦TabbySaudi Arabia, UAE
🇸🇦TamaraSaudi Arabia, UAE, Kuwait
🇹🇷HepsipayTurkey
🇪🇬valUEgypt
🌍Zyrix Native BNPLAll countries
Customer Experience
Pay now₺1,200
Pay in 4₺300/month
Pay in 12₺100/month
0% interest. No fees · Powered by Tabby
Merchant Impact
+35%
Average order value
+18%
Conversion rate
+42%
Customer lifetime value
100%
Merchant gets paid immediately
Zyrix — The Payment Operating System