Health Score
One Number That Tells You Everything
Your Merchant Health Score analyzes 25+ metrics to give you a single, actionable score — plus exactly how to improve it
Your Health Score
0
/ 100
Your payment stack is healthier than 94% of similar merchants
Health Score Breakdown: 91/100
| Category | Score | Weight | Status |
|---|---|---|---|
| Approval Rate | 18/20 | 20% | ● 96.7% (excellent) |
| Provider Diversity | 14/15 | 15% | ● 4 active providers |
| Fraud Rate | 15/15 | 15% | ● 0.025% (very low) |
| Chargeback Ratio | 12/15 | 15% | ● 0.4% (good, could improve) |
| Settlement Speed | 10/10 | 10% | ● T+2 average |
| Uptime | 10/10 | 10% | ● 99.99% |
| Payment Methods | 8/10 | 10% | ● Missing Apple Pay |
| Recovery Rate | 4/5 | 5% | ● 23% recovery |
💡 To reach 95/100:
- Enable Apple Pay (+4 points) — 1-click enable
- Reduce chargeback ratio to <0.3% (+3 points) — enable Chargeback Shield
- Your score would jump to 98/100 with these 2 changes
Your Health Score Over Time
Key improvements
▸Feb: Added HyperPay (+5 points)
▸Mar: Enabled AI routing (+4 points)
▸Apr: Reduced fraud with ML (+3 points)
▸May: Added 3D Secure (+2 points)
AI Recommendations to Improve Your Score
Quick Wins (< 5 minutes)
Medium Effort (days)
🏦View Setup Guide →
Add Moyasar for mada cards +2 points
15% of your SA cards are mada. Moyasar has 98% approval